PMJDY Overview & Performance

Facilities of Jan Dhan Yojana

  • Deposit Withdrawal facility at your own Place / village.
  • Remittance facility across the Country.
  • Credit facility depending upon the Customer necessity.
  • Overdraft facility up to Rs 5000/-
  • Accidental insurance up to Rs Lakh.
  • Monthly pension under National Pension Scheme.
  • Banking Facility at your door steps through Bank Mitra.
  • Accounts without initial deposit.
  • Need not visit the bank branch
  • No minimum balance required in SB account
  • Safety and attractive interest for your deposit amount

Performance of KGB under Pradhan Manthri Jan Dhan Yojana

KGB is a proud partner in the prestigious PMJDY programme of the Government of India

  • KGB has participated in the programme with added momentum and has already crossed the target for opening accounts in this regard.
  • Financial Literacy Camps, Account opening Camps, Issue of RuPay cards are being done, the progress of which is being monitored on a daily basis.

PMJDY-PROGRESS REPORT AS ON 31/10/2016

Number of accounts opened under PMJDY

Rural

Urban

Total

285906

182336

468242

PMJDY-PROGRESS REPORT AS ON 03/11/2014

Sl No

System/Project

Status in KGB

1

AEPS (Aadhaar Enabled Payment System)

ON-US - Implemented
OFFUS - Implemented

2

Verhoeff algorithm check at branches

Implemented

3

Verhoeff algorithm check in BC terminals

Implemented

4

Aadhaar upload to NPCI Mapper

Implemented

5

APBS (Aadhaar Payment Bridge System)

Implemented

6

Aadhaar Seeding through alternate channels

Implemented

7

 

e-KYC at branches

Implemented

8

e-KYC at BC locations

Implemented