Agriculture Gold Loan

We offer Loan against Gold jewellery through all our branches. Gold loan for wide range of agricultural activities are available. Agriculture gold loans are given at attractively low interest rates.

Purpose

  • Agriculuture crop production / crop maintainance

Features and Benefits

  • Easy and hassle-free loan process
  • Gold loans are granted to individual Farmers
  • Effective interest rate is as low as 4% p.a
  • Loan will be granted after getting the jewels duly appraised by a jewel appraiser engaged by the Bank
  • 22 carat Golds are accepted as security
  • Available across all KGB branches

Quantum of Loan

  • Maximum loan amount that can be availed is Rs.3 lakhs
  • Maximum loan amount upto 75% of appraised value of gold can be availed
  • The loan amount will be grated after assessing the crop cultivated, extant of land and scale of finance

Security

  • Pledge of Gold ornaments
  • Only 22 carat Gold will be accepted as security.

Repayment

  • Agriculture Gold loans are repayable in 12 months from the date of sanction along with accrued interest.

Interest Rates & Charges

  • Please visit Loan Interest Rates page for details
  • Agriculture crop production / crop maintainance
  • Easy and hassle-free loan process
  • Gold loans are granted to individual Farmers
  • Effective interest rate is as low as 4% p.a
  • Loan will be granted after getting the jewels duly appraised by a jewel appraiser engaged by the Bank
  • 22 carat Golds are accepted as security
  • Available across all KGB branches
  • Maximum loan amount that can be availed is Rs.3 lakhs
  • Maximum loan amount upto 75% of appraised value of gold can be availed
  • The loan amount will be grated after assessing the crop cultivated, extant of land and scale of finance
  • Pledge of Gold ornaments
  • Only 22 carat Gold will be accepted as security.
  • Agriculture Gold loans are repayable in 12 months from the date of sanction along with accrued interest.
  • Please visit Loan Interest Rates page for details

OUR KEY PRODUCTS

RECURRING DEPOSIT

GOLD LOAN

AGRICULTURE LOAN

VEHICLE LOAN

RECURRING DEPOSIT

GOLD LOAN

AGRICULTURE LOAN

VEHICLE LOAN




615+

Branches

10,500+

Networked ATMs

3500+

Employees

70,00,000+

Happy Customers

© 2017 Kerala Gramin Bank.    All Rights Reserved.
Powered by : SRV InfoTech