Agri Term Loans - For Capital Investment in Agriculture Sector

Purpose

  • Raising of plantation crops / Long Duration Crops
  • Minor Irrigation development
  • Land Development & Soil conservation
  • Investment in animal husbandry activities like Dairy, Poultry, piggery
  • Purchase of farm machinery such as tractor, power Tiller, Other Farm machineries
  • Purchase of farm land / agricultural land and development thereon
  • Hi-Tech Farming like, Green House/Precision Farming, etc
  • Setting up establishment of Agricultural Nurseries

Eligibility

  • All Farmers - Indviduals/ Joint Borrowers who are own cultivators / agriculture entrepreneurs
  • Borrower should have knowledge/experience in the activity and should be capable of carrying out the activity successfully

Limit & Margin

Limit

  • Any amount as per project / Unit cost as per scheme norms
  • Margin

    • 5 - 20 % of project cost depending upon schemes

Security

Upto Rs. 1 lakh

  • Hypothecation of crops/animals/birds/farm assets

Above Rs. 1 lakh

  • Hypothecation of crops/animals/birds/farm assets
  • Equitable mortgage of landed property valued 150% of loan amount

Repayment

  • Repayment period and repayment holiday varies with gestation period & income generation from the activity undertaken.
  • In 5 to 10 Years in monthly/Half yearly/ Yearly instalments

Interest Rates & Charges

  • Please visit Loan Interest Rates page for details
  • Raising of plantation crops / Long Duration Crops
  • Minor Irrigation development
  • Land Development & Soil conservation
  • Investment in animal husbandry activities like Dairy, Poultry, piggery
  • Purchase of farm machinery such as tractor, power Tiller, Other Farm machineries
  • Purchase of farm land / agricultural land and development thereon
  • Hi-Tech Farming like, Green House/Precision Farming, etc
  • Setting up establishment of Agricultural Nurseries
  • All Farmers - Indviduals/ Joint Borrowers who are own cultivators / agriculture entrepreneurs
  • Borrower should have knowledge/experience in the activity and should be capable of carrying out the activity successfully

Limit

  • Any amount as per project / Unit cost as per scheme norms
  • Margin

    • 5 - 20 % of project cost depending upon schemes

Upto Rs. 1 lakh

  • Hypothecation of crops/animals/birds/farm assets

Above Rs. 1 lakh

  • Hypothecation of crops/animals/birds/farm assets
  • Equitable mortgage of landed property valued 150% of loan amount
  • Repayment period and repayment holiday varies with gestation period & income generation from the activity undertaken.
  • In 5 to 10 Years in monthly/Half yearly/ Yearly instalments

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