Swarnadhara Gold Overdraft - Easy and hassle free loan to enhance your business

Purpose

  • Working capital finance for Traders.
  • Working capital finance for manufactures.
  • Working capital finance for Service providers

Features & Benefits

  • Easy and hassle-free loan process.
  • Over Draft Facility allows you that extra spending power which can come very handy in business

Eligibility

  • Individuals having satisfactory dealings with the Bank
  • Loan will be granted after getting the jewels duly appraised by the jewel appraiser engaged by the Bank.

Limit & Margin

    Limit

  • Minimum Limit Rs.50,000/-
  • Maximum Rs.10 lakhs
  • Margin

  • Maximum Limit permissible is 75% of Market Value or Appraised value of Gold Ornaments pledged, whichever is less, subject to the per gram lending rate fixed by the Bank from time to time.

Security

  • Pledge of Gold ornaments
  • Only 22 carat Gold will be accepted as security.

Repayment

  • Tenable for Two years, subject to annual review

Interest Rates & Charges

  • Working capital finance for Traders.
  • Working capital finance for manufactures.
  • Working capital finance for Service providers
  • Easy and hassle-free loan process.
  • Over Draft Facility allows you that extra spending power which can come very handy in business
  • Individuals having satisfactory dealings with the Bank
  • Loan will be granted after getting the jewels duly appraised by the jewel appraiser engaged by the Bank.

    Limit

  • Minimum Limit Rs.50,000/-
  • Maximum Rs.10 lakhs
  • Margin

  • Maximum Limit permissible is 75% of Market Value or Appraised value of Gold Ornaments pledged, whichever is less, subject to the per gram lending rate fixed by the Bank from time to time.
  • Pledge of Gold ornaments
  • Only 22 carat Gold will be accepted as security.
  • Tenable for Two years, subject to annual review

OUR KEY PRODUCTS

RECURRING DEPOSIT

GOLD LOAN

AGRICULTURE LOAN

VEHICLE LOAN

RECURRING DEPOSIT

GOLD LOAN

AGRICULTURE LOAN

VEHICLE LOAN



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