Gold Loan

Kerala Gramin Bank offers Loan against Gold jewellery through all its branches. We offer a wide range of Gold loan products to cater all your needs

Purpose

  • For agricultural crop production/ crop maintenance purposes.
  • Other agricultural & allied activities.
  • For investment in business / profession/MSME activities.
  • Other productive purposes.
  • Consumption purposes like purchase of durable articles, medical purposes, for meeting social & family expenses.

Features & Benefits

  • Easy and hassle-free loan process.
  • Gold loans will be granted only to individuals.
  • Loan will be granted after getting the jewels duly appraised by the jewel appraiser engaged by the Bank.
  • 22 carat Gold’s are accepted as security.

Quantam of Loan

  • Quantum of loan differs from one scheme to another.
  • Maximum loan amount upto 80% of appraised value of gold can be availed.

Security

  • Pledge of Gold ornaments
  • Only 22 carat Gold will be accepted as security.

Repayment

  • Repayment of Gold Loans depends on the scheme in which the ornaments has been pledged.
  • Loan amount plus interest needs to be repaid on or before expiry date.

Interest Rates & Charges

  • For agricultural crop production/ crop maintenance purposes.
  • Other agricultural & allied activities.
  • For investment in business / profession/MSME activities.
  • Other productive purposes.
  • Consumption purposes like purchase of durable articles, medical purposes, for meeting social & family expenses.
  • Easy and hassle-free loan process.
  • Gold loans will be granted only to individuals.
  • Loan will be granted after getting the jewels duly appraised by the jewel appraiser engaged by the Bank.
  • 22 carat Gold’s are accepted as security.
  • Quantum of loan differs from one scheme to another.
  • Maximum loan amount upto 80% of appraised value of gold can be availed.
  • Pledge of Gold ornaments
  • Only 22 carat Gold will be accepted as security.
  • Repayment of Gold Loans depends on the scheme in which the ornaments has been pledged.
  • Loan amount plus interest needs to be repaid on or before expiry date.

OUR KEY PRODUCTS

RECURRING DEPOSIT

GOLD LOAN

AGRICULTURE LOAN

VEHICLE LOAN

RECURRING DEPOSIT

GOLD LOAN

AGRICULTURE LOAN

VEHICLE LOAN




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