Service Charges & Other Charges

PARTICULARS Other than INDIVIDUAL INDIVIDUAL
Other than RURAL RURAL
a For SB- Number of free leaves in a calendar year 40 leaves 40 leaves 40 leaves
b For CA- Number of free leaves ( At the time of A/c opening) First set of 25 leaves
c For SB- Cheque Book charges 3.50/leaf 3.50/leaf 3.50/leaf
d For CA/OD/CC/OCC - Cheque Book charges 3.50/leaf 3.50/leaf 3.50/leaf
PARTICULARS Other than INDIVIDUAL INDIVIDUAL
Other than RURAL RURAL
a SB /CA/OD/CC/OCC– Issue of pass book/Pass statement First set free of charges for all categories
b SB - Pass book/Pass statement – additional set/copies 20/per page, minimum 40/per occasion 10/per page, minimum 40/per occasion 10/per page, minimum 40/per occasion
c CA/OD/CC/OCC - Pass book/Pass statement – additional set/copies 30/per page, minimum 80/per occasion 20/per page, minimum 60/per occasion 20/per page, minimum 60/per occasion
d SB /CA/OD/CC/OCC - Issue of Balance Certificate (per certificate) 100/- 60/- 40/-
d Interest paid / interest collected Certificate First copy- free
f Interest Certificate - Issue of extra copy 100/- 60/- 40/-
PARTICULARS Other than INDIVIDUAL INDIVIDUAL
Other than RURAL RURAL
a Pass Book with latest Balance 85/- 60/- 40/-
b Duplicate Pass sheet / statement 85/per pass sheet,40/per additional page, with minimum 100/- 60/per pass sheet , 25/per additional page, with minimum 75/- 40/per pass sheet, 10/per additional page, with minimum 50/-
c Note: 40 entries or part thereof is treated as one page / sheet
PARTICULARS Other than INDIVIDUAL INDIVIDUAL
Other than RURAL RURAL
ISSUE OF DUPLICATE DEPOSIT RECEIPT 50/per receipt.
PARTICULARS Other than INDIVIDUAL INDIVIDUAL
Other than RURAL RURAL
a TRANSFER OF SB A/C to any of our branches. Out of pocket expenses to be recovered, with a maximum of 50/-
PARTICULARS Other than INDIVIDUAL INDIVIDUAL
Other than RURAL RURAL
a For SB Accounts – Stop payment instruction 100/- per cheque, Maximum 500/occasion 60/- per cheque, Maximum 300/occasion 40/- per cheque, Maximum 200/occasion
b For CA/OD/CC/OCC – Stop payment instruction 200/- per cheque, Maximum 600/occasion 100/- per cheque, Maximum 500/occasion 100/- per cheque, Maximum 500/occasion
c Cancellation/Revocation-for All accounts 40/- flat 30/- flat 20/- flat
PARTICULARS Other than INDIVIDUAL INDIVIDUAL
Other than RURAL RURAL
a COPY OF PAID CHEQUE 50/per instance
PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL
a NOMINATION FACILITY Registration of nomination first time – free, thereafter 100/-for every change
PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL
a For SB Accounts No folio charges
b CA/OD/CC/OCC/KCC - No. of free folios , if Daily average credit balance in the account is
Up to 50,000/- No free folios No free folios No free folios
50001- 100,000/- 3 ledger page
RS.100,001 – 200,000/- 5 ledger page
RS.200,001 – 500,000/- 10 ledger page
Above Rs .500,000/- No folio charges
100/per ledger page(40entries or part thereof shall be treated as one page)shall be collected on quarterly basis at the end of the quarter.
PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL
a Basic Savings Bank Accounts (BSB) No charges No charges No charges
b SB Accounts Flat charge of 30/per month ( to be collected once in a month on last working day)
c Current Accounts 60/per day. Maximum 300/per calendar month
For Senior Citizen, no charges for non-maintenance of minimum balance in SB. Branch Manager will have the discretion to waive/relax the charges for non-maintenance of minimum balance, if average balance for the preceding 3 calendar months is 10 times the applicable minimum balance for the category.
PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL
a SB If balance is below applicable minimum(other than UCD) Half yearly 50/- or available balance, whichever is lower
b CA Half yearly 75/- or available balance, whichever is lower
c If balance in the account is above the applicable minimum – No charge. Service charges for the in-operative accounts to be collected on half-yearly basis are in addition to charges for non-maintenance of minimum balance to be levied monthly)
PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL
a Enquiries up to 6 months. Free
b Above 6.months up to 1 year 150/- 100/- 50/-
c Beyond 1.Year – Branch head has discretion to levy extra charges over the above based on time spent, work involved, copies of documents, cheque etc.
PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL
a SB Accounts – with cheque book 200/per A/c 150/per A/c 100/per A/c
b SB Accounts – without cheque book 100/per A/c 75/per A/c 50/per A/c
c Current Account 750/per A/c 500/per A/c 200/per A/c
Note: No charges for closure of A/c within 14 days of opening.
Exemption: Transfer from one branch to other, Opening another account in joint names, death of the account holder
PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL
a WITHIN THE SAME BRANCH One time registration charges 50/per case, thereafter 35/for every debit
c Exemptions : Guardian A/c to Minor A/c.
Between A/cs of Parents and children
Between A/cs of spouses
From Co-obligant A/c to Borrowers A/c.
To loan/RD/Deposit accounts of self.
b TO OTHER BRANCHES AND OUTSIDE AGENCIES One time registration charges 50/per case, thereafter 40/for every debit+ actual remittance charges+OPE
PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL
a NON-EXECUTION DUE TO INSUFFICIENT FUNDS For SB/CA - 75/per transaction For SB/CA - 50/per transaction
PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL
a EXCESS NUMBER OF WITHDRAWALS IN SB If withdrawal exceeds 50 per half year, either by cheque or otherwise, 2/per withdrawal subject to a minimum of 10/-
PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL
a INWARD INSTRUMENTS (LSC/LCC/ICC) for want of funds/similar reasons – (To be debited to our customer’s account)
SB Accounts - 100/per instrument 75/per instrument 50/per instrument
b CA/OD/CC/OCC Up to 1 Lakh 250/- 250/- 250/-
Above 1 Lakh 300/- 300/- 300/-
a RETURN OF OUTWARD INSTRUMENTS ( to be collected as handling charges)
SB Accounts 75/per instrument 75/per instrument 25/per instrument
CA/OD/CC/OCC 100/per instrument 75/per instrument 50/per instrument
PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL
a RETURN OF INWARD INSTRUMENTS
SB/CA/OD/OCC Up to 10,000/- 25/per instrument 25/per instrument 25/per instrument
Up to 10001 – 1,00,000/- 50/per instrument 50/per instrument 50/per instrument
1,00,001 & above 75/per instrument 75/per instrument 75/per instrument
b RETURN OF OUTWARD INSTRUMENTS
SB/CA/OD/OCC Up to 10,000/- 25/per instrument 25/per instrument 25/per instrument
Up to 10001 – 1,00,000/- 50/per instrument 50/per instrument 50/per instrument
1,00,001 & above 75/per instrument 75/per instrument 75/per instrument
PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL
ECS (DEBIT RETURN) Charges as applicable to cheque return charges for different categories.
For Bills returned un-paid 50% of applicable collection charges with a minimum of 100/- plus postage
PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL
Up to and inclusive of 10,000/- 100/- 100/- 100/-
Above 10,000 up to 10 lakh 8/per 1000/- or part thereof with a minimum of 100/-
Above 10 Lakhs 7/per 1000/- or part thereof with a minimum of 8000/- and maximum of RS.15,000/-
Bills : Clean/ documentary /demand/ usance including supply bills.
PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL
Up to and inclusive of 1000/- 40/- 30/- 25/-
Above 1000 - up to 10,000- 50/- 40/- 35/-
Above 10,000 4/per thousand or part thereof, minimum 50/- & maximum 12000/per DD. 3.50/per thousand or part thereof, minimum 40/- & maximum 12000/per DD. 3.50/per thousand or part thereof, minimum 40/- & maximum 10000/per DD.
PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL
Up to and inclusive of 1000/- 40/- 30/- 25/-
1001 - 10,000 50/- 40/- 35/-
10001- 1 lakh 4/per thousand or part thereof, minimum 50/- 3.50/per thousand or part thereof, minimum 40/- 3/per thousand or part thereof, minimum 40/-
Above 1.Lakh 3/per thousand or part thereof, minimum 400/- & maximum 12000/per DD. 2.50/per thousand or part thereof, minimum 400/- &maximum 12000/per DD. 2.50/per thousand or part thereof, minimum 400/- &maximum 7500/per DD.
PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL
Up to 1000/ No additional charge
Above 10,000/ Additional charges at 50% extra on applicable charges.. For retirement of bills against tender of cash, additional charges of 300/-flat per bill shall be collected in addition to bills collection charges
PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL
a DEMAND DRAFT CANCELLATION- LOCAL 100/per DD 100/per DD 100/per DD
b DEMAND DRAFT CANCELLATION -OUTSTATION Up to 10 Lakh 100/per DD 100/per DD 100/per DD
Above 10 Lakh – 1000/per DD 750/per DD 500/per DD
Note: For DD less than 500/- cancellation charges 20/- only
PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL
DEMAND DRAFTS- Duplicate Issue Up to RS.10,000/- 100/per DD 100/per DD 100/per DD
Above 10,000/- 50% of applicable commission for issue of DD, with minimum of 100/per DD 50% of applicable commission for issue of DD, with minimum of 75/per DD 50% of applicable commission for issue of DD, with minimum of 50/per DD
PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL
Up to 10,000/- 50/per instrument 50/per instrument 50/per instrument
10001- 100000 100/per instrument 100/per instrument 100/per instrument
100001 & above. 150/per instrument 150/per instrument 150/per instrument
Sharing of commission on 50:50 basis is applicable for cheques sent directly to other banks for want of our branch at draweecentre.
Collection of Dividend/Interest warrants/refund normal collection charges If value of instrument is up to 500/-, no charges & only OPE+ postage. Above 500/-, normal collection charges
PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL
a SIGNATURE VERIFICATION 100/per attestation 75/per attestation 50/per attestation
PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL
a NO DUE Certificate 150/- 100/- 50/-
10/- for Agriculture and Priority Sector Advances. For SHG, 10/- for each member. No charges for Govt. sponsored schemes.
PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL
ISSUE OF CERTIFICATE FOR PASSPORT 100/per certificate
PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL
Over and above the existing charges one time safe custody charge RS.100/- for all gold loans which remain overdue beyond 45 days
PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL
SAFE DEPOSIT LOCKER RENT Urban Branch Semi-Urban Branch Rural Branch
Locker - Small Size 800/- 700/- 600/-
Medium Size 1000/- 900/- 750/-
Large Size 1200/- 1000/- 900/-
PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL
a No. of operations 24 operations free/p.a & 20/per operation beyond 24 operations
b Delayed remittance of rental of lockers RS.20/per month/fraction of a month, for the period of delay
PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL
a LOSS OF LOCKER KEY 200/- plus actual break open charges
PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL
a SB Accounts No charges
b CA/OD/CC Up to 2 Lakh No charges
Above 2 Lakh Rs1/per thousand or part thereof, subject to a minimum of RS.100/- and maximum of 2500/per transaction.
Note: If a customer makes two or more remittances of cash in a day, charges shall be collected, if the total remittance during the day exceeds the exempted limit of 2lakhs.
PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL
a Metal Token 60/ per token 60/ per token 30/ per token
b Gold loan token 20/ per token 20/ per token 20/ per token
PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL
ADDITION/DELETION OF NAMES 200/per case/instance
PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL
DELETION OF DECEASED NAME, MERGER OF COMPANIES. 100/- Not applicable
PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL
CHANGE IN THE NAME OF COMPANIES, including RECONSTITUTION OF A/Cs. 100/- Not applicable
PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL
CHANGE IN THE AUTHORISED SIGNATORIES OF COMPANIES, INCLUDING CLUBS/CO-OP SOCIETIES. 100/ per occasion, only for CA/OD/CC.
PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL
REGISTERING POWER OF ATTORNEY/OPERATION BY POA/MANDATE. 100/p.a. for all accounts.
PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL
Beyond 3 months after due date ( At the request of drawer/customer and subject other applicable conditions) Additional 25% of normal collection charges, with a minimum of 100/per quarter.
PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL
Extension of time for collection/waiver of C-form etc. 50/per request+OPE
PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL
a Ordinary post Minimum 20/per envelope or actual
b Regd/Courier Minimum 50/per envelope or actual
c Telegram/Fax/Telephones (only at the request of the customer) Minimum 50/per message or actual
PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL
Up to 1, 00,000/- No charges
1,00,001 – 5,00,000/- 25/-
PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL
PARCELS RECEIVED UNDER ISC/IBC 5/per day should be levied from the due date of payment till clearance, with a minimum of 20/-
PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL
INTERSOL WITHDRAWAL For maximum limit of 20,000/-, no charges
PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL
TENDERING/DEPOSIT OF CHEQUE AT DRAWEE CENTRES Charges as applicable to OSC charges
CLEARINGFree
a INWARD CLEARING RETURN 100/-
b OUTWARD CLEARING RETURN 100/-
PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL
a OUTWARD TRANSACTIONS – (Charges for the remitter) Up to 1.Lakh No charge
1,00,001 – 2 Lakh 15/-
Above 2 Lakh 25/-
b INWARD TRANSACTIONS – (For credit to beneficiary accounts) No charge
PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL
Time of receipt of request at branch
9.00 to 12.00 Hrs 2 Lakh to 5 Lakh 25/per transaction
Above 5 Lakh 50/per transaction
12.00 to 15.30 Hrs 2 Lakh to 5 Lakh 26/per transaction
Above 5 Lakh 51/per transaction
15.30 to 16.00 Hrs 2 Lakh to 5 Lakh 30/per transaction
Above 5 Lakh 55/per transaction
INWARD TRANSACTIONS Nil
PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL
a Appraisal and certification 50 paise per Rs.100/- of loan amount, Minimum Rs.5/- and Maximum Rs.150/-
b Re-appraisal charges 5/ per account + Actual bus fare
c Second Appraisal charges 30/per account
d Attending gold auction 100/ per day
e VAT on gold auction 5% of auction proceeds
PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL
Loans up to 3000/- 25/-
3001 – 5000/- 50/-
Rs5001- 10,000/- 75/-
Rs10,001 -25,000/ 125/-
Rs25,001- 50,000/- 300/-
Rs50,001 – 1.Lakhs 350/-
Rs1,00,001-2 Lakhs 600/-
Rs2,00,001 - 3 Lakhs 700/-
Rs 3,00,001 – 4 Lakhs 800/-
Rs 4,00,001 – 5 Lakhs 900/-
Above Rs .5 Lakhs 1000/-
PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL
a. Gold loan refundable handling charge No refund of handling charges whatever be the period of gold loan
PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL
a SHORT TERM LOANS Up to 25,000/- Nil
SHORT TERM LOANS 25001- 2 Lakh 150/per lakh or part thereof
SHORT TERM LOANS Above 2 Lakh 200/per lakh or part thereof
b TERM LOANS 25001- 2 Lakh Upfront fee of 0.5% of loan amount with a minimum of 500/-
TERM LOANS Above 2 Lakh Upfront fee of 0.75% of loan amount
c VEHICLE LOANS Upfront fee of 0.10 % of loan amount, with a minimum of 500/-& maximum 1000/- <br>Applicable to Non - Priority Sector HL also
d HOUSING LOANS Upfront fee of 0.50% of loan amount with a minimum of Rs. 500/- and maximum of Rs.10000/-
e EDUCATION LOANS Inland studies: Nil & Study abroad: 1% of loan amount.
PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL
a SHORT TERM LOANS Up to 25,000/- 150/-
  25001- 2 Lakh 200/per lakh or part thereof
  Above 2 Lakh 200/per lakh or part thereof
For running limits, charges will be debited at the time of opening and there after annually.
b TERM LOANS Up to 25,000/- 100/-
  25001- 2 Lakh 0.5% of loan amount with a minimum of 500/, maximum 1000/-
  Above 2.Lakh 1% of loan amount with a maximum of RS.25000/-
PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL
Up to 50,000/- 50/-
50,001 – 2,00,000/- 100/-
Above 2.Lakh 0.10% of loan amount with minimum of 250/- and maximum of 25,000/-
Not applicable for SGSY/NRLM/VSL/LD/DRI/staff loans & Gold Loans.
PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL
Loans up to 25000/- Priority Sector NIL
Non-Priority Sector 30/per inspection & maximum 360/per year
25001 – 50,000/- Running Limit 50/per inspection & maximum 600/per year
50001 – 1.Lakh Running Limit 75/per inspection & maximum 900/per year
1,00,001 to 2 Lakh Running Limit 100/per inspection & maximum 1200/per year
2,00,001 to 5 Lakh Running Limit 150/per inspection & maximum 1800/per year
5,00,001 to 10 Lakh Running Limit 200/per inspection & maximum 2400/per year
Above 10 Lakh Running Limit 250/per inspection & maximum 3000/per year
Not applicable to loans granted under all gold loans, SGSY/NRLM/DRI/VSL/LD/OD against term deposits/staff loans. Inspection charges are to be collected at the end of the quarter
Periodicity of inspection and inspection charges on loan accounts
Category of Loan Periodicity of Visit Inspection Charges
KCC & Education Loan Yearly one visit 1.Loan amount up to Rs.2 lakh-Rs 200/- per inspection.
2.Loan amount above Rs.2 lakh and
Up to Rs. 5 lakh –Rs.250/- per inspection.
3.Loan amount above Rs.5 lakh –Rs.300/- per inspection.
For all other loans except Gold loans, SGSY,NRLM, DRI,VSL/LD, OD against term deposits and GCL,SHG(ISK),RFGSP(Revolving Fund-Govt. Sponsored  Programme) Inspection to be conducted half yearly once 1.Loan amount up to Rs.2 lakh-Rs.200/- per inspection and maximum Rs.400/- per year.
2.Loan amount above Rs.2 lakh and up to Rs.5 lakh-Rs.250/- per inspection and maximum Rs.500/- per year.
3.Loan amount above Rs.5 lakh- Rs.300/- per inspection and maximum Rs.600/- per year.
CHARGES FOR RECOVERY VISIT
For all overdue loans except DRI Loans, VSL/LD, OD against term deposits, At every quarter.  Loan amount up to Rs.25000/-
Priority Sector
Non priority sector
NIL
Rs.50/-
Loan amount above Rs.2 lakh to 10 lakh Rs.100/-
Loan amount above Rs.2 lakh to 10 lakh Rs.200/-
Loan amount above Rs.10 lakh Rs.400/-
PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL
a WORKING CAPITAL loans 0.25% on the entire unutilized portion, if average utilization is 60% or less (to be levied half yearly)
b TERM LOANS – irrespective of working capital limit 1.20% of the delayed draw down beyond 2 months.
PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL
a TAKE OVER/PREPAYMENT CHARGES 2% of the outstanding liability in case of takeover of the loan by other Bank/FI
PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL
a CDB – DISCOUNTING CHARGES Applicable collection charges plus interest @ Non-Priority maximum. (Minimum of 7 days interest to be charged)
PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL
PERFORMANCE GUARANTE Up to 10 Lak Minimum 500/- plus 0.25% per month or part thereof. Minimum commission for 6.months(1.5%) to be collected, no maximum ceiling
  Above 10 Lak Minimum 1000/- plus 0.25% per month or part thereof. Minimum commission for 6.months(1.5%) to be collected, no maximum ceiling
OTHER THAN PERFORMANCE GUARANTE Up to 10 Lak Minimum 500/- plus 0.30% per month or part thereof. Minimum commission for 6.months(1.80%) to be collected, no maximum ceiling
  Above 10 Lak Minimum 1000/- plus 0.30% per month or part thereof. Minimum commission for 6.months(1.80%) to be collected, no maximum ceiling
PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL
a DELAYED SUBMISSION OF STOCK STATEMENTS 150/per occasion in respect of SOCC and 500/-per occasion in respect of LOCC, irrespective of the fact that the statement are submitted subsequently.
PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL
a Land and Building 0.1% of loan amount outstanding , minimum 750/- & maximum 1500/-
b Plant, Machinery, Stock, Book Debt etc. 0.4% of the loan amount outstanding , maximum 1500/-
c All items together 0.4% of the loan amount outstanding , maximum 2000, out of which, fee for value of the landed property should not exceed 1500/-
d Issuing stage certificate where building construction is involved 250/- for each stage.
PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL
Valuation of immovable properties The fee payable is fixed as 2500/-. The above fee of 2500/- is inclusive of conveyance charges, cost of photograph and other expenses.
These are not service charges and are to be paid against the bills of the panel of valuator. The fees shall be borne by the customer, which should be collected by the branches upfront
PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL
a LSR Fee 0.5% of the loan amount with a minimum of 1000/-and a maximum of 1500/-including registry search fee of RS.500/-. For loans above 3 Lakhs & If aggregate loan exceeds 3 Lakhs , registry verification is compulsory.
b For loans upto Rs.50000/- Rs.250/- + actaul postage per loan account
c For loans above Rs.50000/- Rs.500/- + actual postage per loan account and if notice is issued to more than 2 persons additional fee of Rs.100/- + actual postage for such additional notices
PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL
a Filing suit without ABJ 750/- plus actual DTP/Photostat charges.
b Filing suit with ABJ 1000/- plus actual DTP/Photostat charges.
c Filing EP 500/- plus actual DTP/Photostat charges.
d Charges for notices issued under SARFAESI 150/- plus actual postage for Demand notices, possession notices and sale notices separately under SARFAESI action.
PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL
NATURE OF TRANSACTIONS TO BE REGISTERED
a Creation of security interest 250/-
b Particulars of Securitization or Reconstruction of Financial Assets 1000/-
c Particulars of satisfaction of Securitization or Reconstruction transactions 250/-
d Any application of information recorded/maintained in the register by any person. 50/-
e Particulars of creation or modification of Security interest in favour of secured creditors For loan up to5 Lakh 250/per creation and for any subsequent modification of security interest in favour of a secured creditor
For loan above5 Lakh 500/per creation and for any subsequent modification of security interest in favour of a secured creditor
PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL
a Within one month from the date of closure of loan at the rate of 100/- per instrument + OPE
b If lien cancellation is sought after 1 month from the date of closure of loan, charges will be 200/- per instrument + OPE
PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL
The Bank shall invariably furnish a copy of the loan agreement along with a copy of all enclosures quoted in the loan agreement to all the borrowers at the time of sanction / disbursement of loans, even in the absence of specific request from the borrower. Other than this additional copies for specific purposes shall carry the following charges.
Charges if copy of documents is for submission to any statutory authority 1000/- + Actual photocopying charges
Charges if presence of bank official is require_onced along with the documents for obtention of photo copies. 2000/- + Actual photocopying charges + OPE
PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL
Commission on Solvency Certificate shall be at the rate of 0.10% of Solvency Certificate amount with a minimum of 20,000/- per Certificate.
PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL
All expenses actually incurred for servicing the borrowal accounts such as inspection, pre-sanction and post-sanction visits, recovery visits, insurance, valuation charges payable to approved valuators in respect of land, building, plant, machinery, vehicles, sending notices, etc. should be collected from the borrower.

1. 3 Free transactions in Metros and 5 free transactions in all other centres
2. KGB Cards are allowed for unlimited free transactions in KGB and Canara ATMs
3. Rs.20 for Financial transaction and Rs.10 for non financial transaction over and above the permitted free transactions on other Bank ATMs.


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Employees

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