Service Charges & Other Charges

PARTICULARS Other than INDIVIDUAL INDIVIDUAL
Other than RURAL RURAL

a

For SB- No of free leaves in a calendar year

40 leaves

40 leaves

40 leaves

b

For CA- Number of free leaves (At the time of A/C opening)

First 25 leaves

c

For SB- Cheque book charge

Rs.2.50/ leaf

Rs.2.50/ leaf

Rs.2.50/ leaf

d

For CA/OD/CC/OCC- Cheque book charge

Rs.2.50/ leaf

Rs.2.50/ leaf

Rs.2.50/ leaf

PARTICULARS Other than INDIVIDUAL INDIVIDUAL
Other than RURAL RURAL

a

SB/CA/OD/CC/OCC – Issue of passbook/Pass Statement

First set free of charges for all categories in a month

b

SB- Passbook/Pass statement- additional set/copies

Rs.20/- per page, minimum Rs.50/- per occasion

Rs.20/- per page, minimum Rs.50/- per occasion

Rs.10/- per page, minimum Rs.40/- per occasion

c

CA/OD/CC/OCC- Pass book/Pass Statement-Additional Set/copies

Rs.30/- per page, minimum Rs.80/- per occasion

Rs.20/- per page, minimum Rs.60/- per  occasion

Rs.20/- per page, minimum Rs.50/- per occasion

d

SB/CA/OD/CC/OCC- Issue of balance certificate(Per certificate)

Rs.100/-

Rs.60/-

Rs.40/-

e

Interest paid/interest collected certificate

First copy free

f

Interest Certificate- Issue of extra copy

Rs.100/-

Rs.60/-

Rs.40/-

PARTICULARS Other than INDIVIDUAL INDIVIDUAL
Other than RURAL RURAL

a

Passbook with latest balance

Rs.100/-

Rs.100/-

Rs.50/-

b

Duplicate pass sheet/Statement

Rs.85/-per pass sheet,Rs 40/per additional page,with minimum Rs.100/-

Rs.60/-per pass sheet,Rs 25/per additional page,with minimum Rs.75/-

Rs.40/-per pass sheet,Rs 10/per additional page,with minimum Rs.50/-

 

40 entries or part thereof is treated as one page/sheet

PARTICULARS Other than INDIVIDUAL INDIVIDUAL
Other than RURAL RURAL

Issue of duplicate deposit receipt

Rs.50/- per receipt

PARTICULARS Other than INDIVIDUAL INDIVIDUAL
Other than RURAL RURAL

Transfer of SB A/C to any of our branches

Flat Rs.50/- plus out of pocket expense

PARTICULARS Other than INDIVIDUAL INDIVIDUAL
Other than RURAL RURAL

a

For SB account- Stop payment instruction

Rs.100/- per cheque, Maximum Rs.500/- per occasion

Rs.100/- per cheque, Maximum Rs.500/- per occasion

Rs.50/- per cheque, Maximum Rs.200/- per  occasion

b

For CA/OD/CC/OCC- Stop Payment instruction

Rs.200/- per cheque, Maximum Rs.600/- per occasion

Rs.100/- per cheque, Maximum Rs. 500/- per occasion

Rs.100/- per cheque, Maximum Rs. 500/- per occasion

c

Cancellation/Revocation- for all accounts

Rs.40/- flat

Rs.30/- flat

Rs.20/- flat

PARTICULARS Other than INDIVIDUAL INDIVIDUAL
Other than RURAL RURAL

COPY OF PAID CHEQUE

Rs.50/- per instant

PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL

NOMINATION FACILITY

Registration of nomination first time free, thereafter Rs.100/- for every change

PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL

a

For SB accounts

No Folio Charges

b

CA/OD/CC/OCC/KCC

No Folio Charges

PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL

a

BSB

No Charges

No Charges

No Charges

b

SB Accounts

For account with cheque book

Rs.40/- per month

 

 

For account without cheque book

Rs.20/- per month

C

Current accounts

Rs.50/- per day. Maximum 300/- per calendar month

 

 

Note: For senior citizen no charges for non-maintenance of minimum balance in SB.

PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL

a

SB

If balance is below applicable minimum

Half yearly Rs.100/- or available balance whichever is lower

b

CA

Half yearly Rs.150/- or available balance whichever is lower

 

  • If balance in the account is above the applicable minimum- No charge
  • Service charges for inoperative accounts collected on half-yearly basis are in addition to charges for non-maintenance of minimum balance levied monthly
PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL
a Enquiries up to 6 months. Free
b Above 6 months up to 1 year 100/- 100/- 100/-
c Beyond 1 Year 200/- 200/- 200/-
PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL
a SB Accounts – with cheque book 200/per A/c 200/per A/c 200/per A/c
b SB Accounts – without cheque book 100/per A/c 100/per A/c 100/per A/c
c Current Account 750/per A/c 500/per A/c 300/per A/c
Note: No charges for closure of A/c within 14 days of opening.
Exemption: Transfer from one branch to other, Opening another account in joint names, death of the account holder
PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL
a WITHIN THE SAME BRANCH One time registration charges 50/per case, thereafter 35/for every debit
Exemptions : Guardian A/c to Minor A/c,
Between A/cs of Parents and children,
Between A/cs of spouses,
From Co-obligant A/c to Borrowers A/c,
To loan/RD/Deposit accounts of self.
b TO OTHER BRANCHES AND OUTSIDE AGENCIES One time registration charges 50/per case, thereafter 40/for every debit+ actual remittance charges+OPE
PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL
a NON-EXECUTION DUE TO INSUFFICIENT FUNDS For SB/CA - 75/per transaction For SB/CA - 50/per transaction For SB/CA - 50/per transaction
PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL
a EXCESS NUMBER OF WITHDRAWALS IN SB If cash withdrawal exceeds 50 per half year, either by cheque or otherwise 10/- per withdrawal
PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL
a Inward Instruments
SB Accounts - 200/per instrument 150/per instrument 100/per instrument
b CA/OD/CC/OCC Up to 1 Lakh 250/- 250/- 250/-
Above 1 Lakh 300/- 300/- 300/-
a Return of outward Instruments
SB Accounts 75/per instrument 75/per instrument 25/per instrument
CA/OD/CC/OCC 75/per instrument 75/per instrument 25/per instrument
PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL
a RETURN OF INWARD INSTRUMENTS
SB/CA/OD/OCC Up to 10,000/- 25/per instrument 25/per instrument 25/per instrument
Up to 10001 – 1,00,000/- 50/per instrument 50/per instrument 50/per instrument
1,00,001 & above 75/per instrument 75/per instrument 75/per instrument
b RETURN OF OUTWARD INSTRUMENTS
SB/CA/OD/OCC Up to 10,000/- 25/per instrument 25/per instrument 25/per instrument
Up to 10001 – 1,00,000/- 50/per instrument 50/per instrument 50/per instrument
1,00,001 & above 75/per instrument 75/per instrument 75/per instrument
PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL
ECS (DEBIT RETURN) Charges as applicable to cheque return charges for different categories.
For Bills returned un-paid 50% of applicable collection charges with a minimum of 100/- plus postag>
PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL
Up to and inclusive of 10,000/- 100/- 100/- 100/-
Above 10,000 up to 10 lakh 8/per 1000/- or part thereof with a minimum of 100/-
Above 10 Lakhs 7/per 1000/- or part thereof with a minimum of 8000/- and maximum of RS.15,000/-
Bills : Clean/ documentary /demand/ usance including supply bills.
PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL
Up to and inclusive of 1000/- 40/- 30/- 30/-
Above 1000 - up to 10,000- 50/- 40/- 35/-
Above 10,000 4/per thousand or part thereof, minimum 50/- & maximum 12000/per DD. 3.50/per thousand or part thereof, minimum 40/- & maximum 12000/per DD. 3.50/per thousand or part thereof, minimum 40/- & maximum 10000/per DD.
PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL
Up to and inclusive of 1000/- 40/- 30/- 25/-
1001 - 10,000 50/- 40/- 35/-
10001- 1 lakh 4/per thousand or part thereof, minimum 50/- 3.50/per thousand or part thereof, minimum 40/- 3/per thousand or part thereof, minimum 40/-
Above 1 Lakh 3/per thousand or part thereof, minimum 400/- & maximum 12000/per DD. 2.50/per thousand or part thereof, minimum 400/- &maximum 12000/per DD. 2.50/per thousand or part thereof, minimum 400/- &maximum 7500/per DD.
PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL
Up to 1000/ No additional charge
Above 10,000/ Additional charges at 50% extra on applicable charges.. For retirement of bills against tender of cash, additional charges of 300/-flat per bill shall be collected in addition to bills collection charges
PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL
a DEMAND DRAFT CANCELLATION- LOCAL 100/-per DD 100/-per DD 100/-per DD
b DEMAND DRAFT CANCELLATION -OUTSTATION Up to 10 Lakh 100/-per DD 100/-per DD 100/-per DD
Above 10 Lakh 1000/-per DD 750/-per DD 500/-per DD
Note: For DD less than 500/- cancellation charges 20/- only
PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL
DEMAND DRAFTS- Duplicate Issue Up to RS.10,000/- 100/per DD 100/per DD 100/per DD
Above 10,000/- 50% of applicable commission for issue of DD, with minimum of 100/per DD 50% of applicable commission for issue of DD, with minimum of 75/per DD 50% of applicable commission for issue of DD, with minimum of 50/per DD
PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL
Up to 5000/- 25/- for SB & 50 per instrument for other accounts.
5001/- 10000/- 50/- per instrument
10001/- 100000/- 100/-per instrument
100001/- 1000000/- 200/per instrument
1000001/- & above. 250/per instrument
Collection of Dividend/Interest warrants/refund Normal collection charges If value of instrument is up to 500/-, no charges & only OPE+ postage. Above 500/-, normal collection charges
PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL
a SIGNATURE VERIFICATION 100/per attestation 100/per attestation 100/per attestation
PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL
a NO DUE Certificate 150/- 100/- 50/-
PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL
ISSUE OF CERTIFICATE FOR PASSPORT 100/per certificate
PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL
For gold loan packets not released after closing the A/c and also for gold loan A/cs where liability in the account is maintained less than 10% of the original loan amount etc 100/- per loan for a month or part thereof, with a minimum of 100/- and a maximum of 600/-. Over and above, safe custody charges of 100/- for all gold loans which remain overdue beyond 45 days
PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL
SAFE DEPOSIT LOCKER RENT Urban Branch Semi-Urban Branch Rural Branch
Locker - Small Size 800/- 700/- 600/-
Medium Size 1000/- 900/- 750/-
Large Size 1200/- 1000/- 900/-
PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL
a No. of operations 24 operations free/p.a & 50/per operation beyond 24 operations
b Delayed remittance of rental of lockers RS.100/per month/fraction of a month, for the period of delay
PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL
a LOSS OF LOCKER KEY 200/- plus actual break open charges
PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL
a SB Accounts No charges
b CA/OD/CC Up to 2 Lakh No charges
Above 2 Lakh Rs1/per thousand or part thereof, subject to a minimum of RS.100/- and maximum of 2500/per transaction.
Note: If a customer makes two or more remittances of cash in a day, charges shall be collected, if the total remittance during the day exceeds the exempted limit of 2lakhs.
PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL
a Metal Token 60/ per token 60/ per token 30/ per token
b Gold loan token 20/ per token 20/ per token 20/ per token
PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL
ADDITION/DELETION OF NAMES 100/per case per instance
PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL
DELETION OF DECEASED NAME, MERGER OF COMPANIES. 100/- Not applicable
PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL
CHANGE IN THE NAME OF COMPANIES, including RECONSTITUTION OF A/Cs. 100/- Not applicable
PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL
CHANGE IN THE AUTHORISED SIGNATORIES OF COMPANIES, INCLUDING CLUBS/CO-OP SOCIETIES. 100/ per occasion, only for CA/OD/CC.
PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL
REGISTERING POWER OF ATTORNEY/OPERATION BY POA/MANDATE. 200/p.a. for all accounts.
PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL
Beyond 3 months after due date ( At the request of drawer/customer and subject other applicable conditions) Additional 25% of normal collection charges, with a minimum of 100/per quarter.
PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL
Extension of time for collection/waiver of C-form etc. 50/per request+OPE
PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL
a Ordinary post Minimum 20/per envelope or actual
b Regd/Courier Minimum 50/per envelope or actual
c Telegram/Fax/Telephones (only at the request of the customer) Minimum 50/per message or actual
PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL
Up to 25,000/- No charges
25,001 – 2 lakh 2/- per thousand or part thereof + GST
PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL
PARCELS RECEIVED UNDER ISC/IBC 5/per day should be levied from the due date of payment till clearance, with a minimum of 20/-
PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL
Up to 25,000/- Free
Above 25,000/- To 50,000/- 2/- per thousand or part thereof
PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL
TENDERING/DEPOSIT OF CHEQUE AT DRAWEE CENTRES Charges as applicable to OSC charges
CLEARINGFree
a INWARD CLEARING RETURN 100/-
b OUTWARD CLEARING RETURN 100/-
PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL

 

Up to and inclusive of Rs. 10000/-

Rs. 2.50/- (+GS T)

 

Above Rs.10000 and up to and inclusive of Rs. 1 lakhs

Rs. 5.00/- (+GS T)

 

Above Rs. 1 lakh and up to and inclusive of Rs. 2 lakhs

Rs.15.00/- (+GS T)

 

Above Rs. 2 lakhs

 Rs.25.00/- (+GS T)

PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL

 

 

Transaction value Up to Rs.5.00 lakh

Transaction value  above Rs.5.00 lakh

 

Up to 12.00 Noon

Rs.25/-(+GST)

Rs.50/-(+GST)

 

After 12.00 PM  to 3.30 PM

Rs.26/-(+GST)

Rs.51/-(+GST)

 

After 3.30 PM

Rs.30/-(+GST)

Rs.55/-(+GST)

PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL

a

Appraisal and certification

Rs. 5 for every Rs. 1000/- of a loan amount or part thereof subject to a minimum of Rs.10/- and maximum of Rs.200/- for loan amount upto Rs. 5 lakhs. Rs. 250/- for loan amount above Rs. 5 lakhs.

b

Re-appraisal charges

Rs.5/ per account + Actual bus fare

c

Second Appraisal charges

Rs.30/- per account for limits above Rs.1 lakh, Rs.15/- per account for limits below Rs.1 lakh

d

Auction charges

Upto Rs.25000/- -Rs.50/-, Rs.25001-50000 Rs.100/-, Rs.50001-100000/- Rs.250/-, Above Rs.100000/- Rs.500/- (applicable GST shall also to be collected)

e

Attending gold auction

Rs.100/ per day

f

GST on gold auction

3% of auction proceeds

PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL

 

Loans up to Rs.3000/-

Nil

 

Rs.3001-5000/-

Nil

 

Rs.5001-10,000/-

Nil

 

Rs.10,001-25,000/

Nil

 

Rs.25,001-50,000/-

Rs.325/-

 

Rs.50,001-1.Lakhs

Rs.375/-

 

Rs.1,00,001-2 Lakhs

Rs.650/-

 

Rs.2,00,001-3 Lakhs

Rs.750/-

 

Rs.3,00,001-4 Lakhs

Rs.850/-

 

Rs.4,00,001-5 Lakhs

Rs.1000/-

 

Above Rs.5 Lakhs

Rs.1200/-

 

For AGLNC, the slab for Rs.50001-Rs.99999: Rs.375/-
Rs.1 lakh-Rs.2 lakh: Rs.650/-

PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL

a

CONSUMER per report

Rs.100/- + GST

b

COMMERCIAL per report

Rs.1000/- + GST

PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL

 

Up to Rs.25,000/-

Nil

 

SHORT TERM LOANS

Rs.25,001 – Rs. 2 lakh

Rs.150/per lakh or part thereof

Above Rs. 2 lakh

Rs.250/per lakh or part thereof

 

TERM LOANS

Rs.25,001 – Rs. 2 lakh

Upfront fee of 0.75% of loan amount with a min of Rs.500/-

Above Rs. 2 lakh

Upfront fee of 1% of loan amount

 

VEHICLE LOANS
(Both Priority & Non-priority)

Rs.1000/-

 

HOUSING LOANS-Both Priority & Non-priority (Except PMAY loan up to Rs.6 lakh, MIG I up to Rs.9 lakh and MIG II up to Rs.12 lakh)

Upfront fee of 0.5% of loan amount, with a min of Rs.1000/- & max of Rs.10,000/-

 

For PMAY loans up to Rs.6 lakhs, MIG I up to Rs.9 lakh and MIG II up to Rs.12 lakh

Nil

 

EDUCATION LOANS

Inland studies: Nil & Study abroad: 1% of loan amount.

PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL

a

SHORT TERM LOANS

Up to Rs.25,000/-

Rs.150/-

25001- 2 Lakh

Rs.200/per lakh or part thereof

Above 2 Lakh

Rs.300/- per lakh or part thereof

 

For running limits, charges will be debited at the time of opening and there after annually.

b

TERM LOANS

Up to Rs.25,000/-

Rs.100/-

25001- 2 Lakh

0.75%,  minimum of Rs.500/-

Above 2 Lakh

2% of loan amount with maximum of Rs.25000/-

PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL

 

 

Up to Rs.50,000/-

Rs.50/-

 

 

50,001 – 2,00,000/-

Rs.100/-

 

 

Above Rs.2.Lakh

0.10% of loan amount with minimum of Rs.250/- and maximum of Rs.25,000/-

PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL

 

No inspection charges to Priority Sector Loans up to Rs.25000/-

a

KCC (Yearly one visit)

Loan amount up to Rs.2 lakh Rs.200/- per inspection
Loan amount above  Rs.2 lakh & up to Rs.5 lakh Rs.250/- per inspection
Loan amount above  Rs.5 lakh Rs.300/- per inspection

b

Education loan (yearly one visit)

No inspection charge to be levied

c

For running accounts for which stock inspection is mandatory 

 

Rs.25001 – 50,000/-

Yearly visit

Rs.100/- per inspection

 

Rs.50001 – 1 lakh

 

Rs.100001 – 2 lakh

 

Rs.200001 – 5 lakh

Quarterly visit

Rs.150/- per inspection & maximum of Rs.600/- per year

 

Rs.500001 – 10 lakh

Monthly visit

Rs.100/- per inspection & maximum of Rs.1200/- per year

 

Above 10 lakh

Monthly visit

Rs.150/- per inspection & maximum of Rs.1800/- per year

d

For all other loans except gold loans, SGSY, NRLM, DRI, VSL/LD, OD against term deposits, All EL, PVL, PVLPT and PVLPF 

 

Up to Rs.2 lakh

Half Yearly visit

Rs.200/per inspection & maximum Rs.400/per year

 

Rs.2 lakh – Rs.5 lakh

Rs.250/per inspection & maximum Rs.500/per year

 

Above Rs.5 lakh

Rs.300/per inspection & maximum Rs.600/per year

PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL

 

WORKING CAPITAL loans

0.25% on the entire unutilized portion, if average utilization is 60% or less (to be levied half yearly)

 

TERM LOANS – irrespective of working capital limit

1.20% of the delayed draw down beyond 2 months.

PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL

TAKE OVER/PREPAYMENT CHARGES

2% of the outstanding liability in case of takeover of the loan by other Bank/FI

PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL

CDB – DISCOUNTING CHARGES

Applicable collection charges plus interest @ Non-Priority maximum. (Minimum of 7 days interest to be charged)

PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL

 

PERFORMANCE GUARANTEE

Up to Rs.10 Lakh

Minimum Rs.500/- plus 0.25% per month or part thereof. Minimum commission for 6.months(1.5%) to be collected, no maximum ceiling

Above Rs.10 Lakh

Minimum Rs.1000/- plus 0.25% per month or part thereof. Minimum commission for 6 months(1.5%) to be collected, no maximum ceiling

OTHER THAN PERFORMANCE GUARANTEE

Up to Rs.10 Lakh

Minimum Rs.500/- plus 0.30% per month or part thereof. Minimum commission for 6.months(1.80%) to be collected, no maximum ceiling

Above Rs.10 Lakh

Minimum Rs.1000/- plus 0.30% per month or part thereof. Minimum commission for 6.months(1.80%) to be collected, no maximum ceiling

PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL

DELAYED SUBMISSION OF STOCK STATEMENTS

Rs.250/- per occasion in respect of CC limits

PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL

a

Land and Building

0.2% of loan amount , minimum Rs.1500/- & maximum Rs.3000/-

b

Plant, Machinery, Stock, Book Debt etc.

Rs.2000/- per occasion

c

All items together

0.2% of the loan amount outstanding , maximum Rs.4000, out of which, fee for value of the landed property should not exceed Rs.3000/-

d

 Issuing stage certificate where building construction is involved

 Rs.500/- for each stage

PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL

 

Valuation of immovable properties

The fee payable is fixed as Rs.2500/-. The above fee of Rs.2500/- is inclusive of conveyance charges, cost of photograph and other expenses

PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL

a

LSR Fee

In normal course LSR fee payable shall be Rs.2000/- and where complicated issues/scrutiny of multiple documents(more than 5) are involved, the fee payable shall be Rs. 3000/-
Regarding registry search, the fee payable shall be Rs.500/- for each individual search against search receipt.

b

Legal Notice Service Charges

For loans up to Rs.50,000/-

Rs.250/- + Actual postage per loan account

 

 

For loans above Rs.50,000/-

Rs.500/- + Actual postage per loan account and if notice is issued to more than 2 persons additional fee of Rs.100/- + actual postage for such additional notices.

PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL

a

Filing Suit without ABJ

Rs.750/- plus actual DTP/Photostat charges

b

Filing Suit with ABJ

Rs.1000/- plus actual DTP/Photostat charges

c

Filing EP

Rs.500/- plus actual DTP/Photostat charges

d

Charges for notices issued under SARFAESI

Rs.150/- plus actual postage for demand notices, possession notices and sale notices separately under SARFAESI action.

PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL

 

Particulars of creation or modification of security interest by way of mortgage by deposit of title deeds

Rs.100/- for creation and for any subsequent modification of security interest in favour of a secured creditor for a loan above Rs.5 lakh. For a loan up to Rs.5 lakh, the fee would be Rs.50/- for both creation and modification of security interest

 

Satisfaction of any existing security interest

Nil

 

Any application of information recorded/maintained in the register of any person.

Rs.10/-

 

Any application for condemnation of delay up to 30 days (Not exceeding 10 times of the basic fee applicable)

 

Delay of 31 days to 40 days

Twice the amount of applicable fee

 

Delay of 41 days to 50 days

Five times the amount of applicable fee

 

Delay of 51 days to 60 days

Ten times the amount of applicable fee

PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL

a

Within one month from the date of closure of loan at the rate of Rs.100/- per instrument + OPE

b

If lien cancellation is sought after 1 month from the date of closure of loan, charges will be Rs.200/- per instrument + OPE

PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL

 

The bank shall invariably furnish a copy of the loan agreement along with a copy of all enclosures quoted in the loan agreement to all the borrowers at the time of sanction/disbursement of loans, even in the absence of specific request from the borrower. Other than this, additional copies for specific purpose shall carry the following charges

 

Charges if copy of documents is for submission to any statutory authority

Rs.1000/- + Actual photocopying charges

 

Charges if presence of bank official is required along with the documents for obtention of photo copies.

Rs.2000/- + Actual photocopying charges + OPE

PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL

SOLVENCY CERTIFICATE

Commission on Solvency Certificate shall be at the rate of 0.10% of Solvency Certificate amount with a minimum of Rs.1000/- and maximum of Rs.20,000/- per Certificate

PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL

 

All the expenses actually incurred for servicing the borrowal accounts such as inspection, pre-sanction and post-sanction visits, recovery visits, insurance, valuation charges payable to approved valuators in respect of land, building, plant, machinery, vehicles, sending notices, etc. should be collected from the borrower.

PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL

 

Loans up to Rs.25000/-

Priority sector

Nil

 

Non- Priority sector

Rs.50/-

 

Above Rs.25000/- and up to Rs.2 lakh
(Both Priority & Non-priority)

Rs.100/-

 

Above Rs.2 lakh and up to Rs.10 lakh
(Both Priority & Non-priority)

Rs.200/-

 

Above 10 lakh-Both Priority &Non-priority

Rs.400/-

 

 Note:CERSAI registration fees to be collected, as per guidelines.

PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL

a

3 free transactions in Metros and 5 free transactions in all other centers

b

KGB Cards are allowed for unlimited free transactions in KGB and Canara Bank ATMs

c

Rs.24 for Financial transaction and Rs.12 for non-financial transaction over and above the permitted free transactions on other Bank ATMs.

PARTICULARSOther than INDIVIDUALINDIVIDUAL
Other than RURALRURAL

ISSUANCE OF DUPLICATE DEBIT CARD

Rs.100/- +GST


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