Aadhaar Enabled Payment System

Kerala Gramin Bank offers Aadhaar Enabled Payment System (AEPS) through all its branches and its Kiosk Centers

Overview

  • AEPS is a service offered by NPCI (National Payment Corporation of India) which allows online interoperable financial transactions between banks using the Aadhaar authentication. Any customer having Aadhaar enabled acccounts can perform transactions in their account through any Branch/BC/Kiosk

Services offered by AEPS

  • Account opening
  • Balance Enquiry
  • Cash Withdrawal
  • Cash Deposit
  • Fund transfer
  • Best Finger Detection

Features & Benefits

  • Can operate Aadhaar linked accounts maintained with other banks
  • Since the service is available through Kiosk / BC the services will be available even after Banking hours
  • Can open accounts without submitting physical documents
  • Accounts thus opened will be having e-KYC (Electronic Know Your Customer)

How it works?

  • Person intending to do AEPS transaction can approach any of the KGB branches with his/her Aadhaar number
  • Can do Debit / Credit / Balance enquiry transactions in his Aadhaar linked account with any AEPS enabled Bank

Rates & Charges

  • Currently KGB does not charge for any type of AEPS transactions
  • AEPS is a service offered by NPCI (National Payment Corporation of India) which allows online interoperable financial transactions between banks using the Aadhaar authentication. Any customer having Aadhaar enabled acccounts can perform transactions in their account through any Branch/BC/Kiosk
  • Account opening
  • Balance Enquiry
  • Cash Withdrawal
  • Cash Deposit
  • Fund transfer
  • Best Finger Detection
  • Can operate Aadhaar linked accounts maintained with other banks
  • Since the service is available through Kiosk / BC the services will be available even after Banking hours
  • Can open accounts without submitting physical documents
  • Accounts thus opened will be having e-KYC (Electronic Know Your Customer)
  • Person intending to do AEPS transaction can approach any of the KGB branches with his/her Aadhaar number
  • Can do Debit / Credit / Balance enquiry transactions in his Aadhaar linked account with any AEPS enabled Bank
  • Currently KGB does not charge for any type of AEPS transactions

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