UPI

UPI – Unified Payments Interface

Kerala Gramin Bank has been onboarded to Unified Payment Interface (UPI) platform. UPI is a payment system which facilitates fund transfer between two bank accounts. Users can link their bank account to any UPI app available, to send or receive payments instantly and securely, with just your user name. It is simple, convenient, prompt and Free.

How it Works?

  • Download any of the UPI apps like BHIM, Google Tez, etc
  • Select your Bank and Bank account
  • Create a Virtual Payment Address (VPA / UPI ID)
  • Set MPIN
  • Send & Receive payments instantly

Features & Benefits

  • You can transfer money instantly, anytime
  • Safe & Secure, all transactions on UPI are authenticated by a 2 factor authentication. A Debit transaction can only be initiated through your VPA/ UPI ID on your device and it requires an MPIN to authenticate the transaction.
  • You can link any of your bank accounts
  • You can link multiple bank account to the single app.
  • The account number could be masked by Virtual Payment Address. No need to disclose the account number to the sender

Rate & Charges

    At present these services are absolutely free of charge

  • Download any of the UPI apps like BHIM, Google Tez, etc
  • Select your Bank and Bank account
  • Create a Virtual Payment Address (VPA / UPI ID)
  • Set MPIN
  • Send & Receive payments instantly
  • You can transfer money instantly, anytime
  • Safe & Secure, all transactions on UPI are authenticated by a 2 factor authentication. A Debit transaction can only be initiated through your VPA/ UPI ID on your device and it requires an MPIN to authenticate the transaction.
  • You can link any of your bank accounts
  • You can link multiple bank account to the single app.
  • The account number could be masked by Virtual Payment Address. No need to disclose the account number to the sender

    At present these services are absolutely free of charge


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